Go to CUI-CPP V2.0 Data Types

1     Definition 2     Functional Requirements 3     Syntax
4     Semantics 5    Conformance Testing 6     Performance Assessment

1      Definition

 

2      Functional Requirements

 

3      Syntax

https://schemas.mpai.community/CUI1/V2.0/data/SecondaryRiskStatements.json

4      Semantics

Label Description
Header Secondary Risk Statements Header
– Standard-SecondaryRiskStatements The characters “CUI-SRS-V”
– Version Major version – 1 or 2 characters
– Dot-separator The character “.”
– Subversion Minor version – 1 or 2 characters
MInstance Identifier of Virtual Space.
RISKBANCHE BANKING SITUATION: A section dedicated to the company’s overall financial situation with banks.
RISKBANCHEDETT Summary of banking situation: A summary overview of relationships, credit lines, and debt with all banks.
RISKBANCHEMACROCAT Guarantee macro-category: The high-level classification of guarantees provided or received for credit lines.
RISKBANCHECARAT Validity/Characteristic of guarantees: The specific type or characteristic of the guarantees associated with credit facilities.
RISKBANCHECARATAUTOREV Revocable self-liquidating: A revocable credit line automatically repaid by the collection of trade receivables.
RISKBANCHECARATAUTOTEMP Temporary self-liquidating: A temporary, non-revolving credit line repaid by collecting trade receivables.
RISKBANCHECARATCASSAREV Revocable cash/advances: A revocable overdraft facility or cash advance credit line.
RISKBANCHECARATCASSATEMP Temporary cash/advances: A temporary overdraft facility or cash advance credit line.
RISKBANCHECARATFINML Medium/Long-term financing: Loans or financing with a repayment period extending beyond one year.
RISKBANCHECARATSOFF Non-performing loans – insolvency proceeding: Non-performing loans related to a company undergoing bankruptcy or insolvency proceedings.
RISKBANCHECARATCREDSOFF Non-performing loans: Loans that are in default or close to being in default.
RISKBANCHECARATCREDCOMM Commercial signature credits: Commitments like letters of credit or guarantees for commercial transactions.
RISKBANCHECARATCREDFIN Financial signature credits: Guarantees or commitments with a financial, rather than commercial, nature.
RISKBANCHECARATDER Derivatives: Financial instruments whose value is derived from an underlying asset or benchmark.
RISKBANCHECARATGARPREST Guarantees given to third parties: Guarantees that the company has provided on behalf of other entities.
RISKBANCHECARATGARRIC Guarantees received from third parties: Guarantees received from other entities to secure the company’s obligations.
BANCHEVALIDITA Validity / Characteristic: Specifies the type and validity terms of a bank-related financial instrument.
RISKNOMEBANCA Bank name: The name of the financial institution or bank.
RISKCONCESSO Granted amount: The total credit amount or facility approved by the bank.
RISKBANCHEGARANZIA Type of guarantee: The specific nature of the collateral or guarantee provided for a loan.
RISKUTILIZZATO Utilized amount: The portion of the granted credit line that is currently being used.
RISKSCOSTAMENTO Overdraft percentage: The percentage by which the utilized amount exceeds the granted credit limit.
RISKBANCHESCADENZA Expiry (month/year): The expiration date of the credit facility or loan, shown as month/year.
RISKFORNITORIART24 SUPPLIERS ART. 24: Section regarding supplier debts as per a specific legal article (Art. 24).
RISKFORNITORIART24ROW Period data: Data related to supplier debts for the specified reference period.
RISKFORNITORIART24DEB Total debts to suppliers: The total amount owed by the company to all its suppliers.
RISKFORNITORIART24IMPNSCAD Amount of non-overdue supplier debts: The portion of supplier debt that is not yet past its due date.
RISKFORNITORIART24IMPSCAD Amount of overdue supplier debts: The portion of supplier debt that is past its due date.
RISKFORNITORIART24PERCSCADOLTRE Amount of supplier debts overdue > 120 days: The amount of supplier debt that is more than 120 days overdue.
RISKRETRIBUZIONIART24 REMUNERATION ART. 24: Section regarding payroll debts as per a specific legal article (Art. 24).
RISKRETRIBUZIONIART24ROW Period data: Data related to payroll debts for the specified reference period.
RISKRETRIBUZIONIART24MESE Average monthly payroll: The company’s average total payroll expense per month.
RISKRETRIBUZIONIART24DEB Debts for remuneration: The total amount of unpaid salaries and wages owed to employees.
RISKRETRIBUZIONIART24DEBOLTRE60 Amount of payroll debts overdue > 60 days: The amount of unpaid payroll that is more than 60 days overdue.
RISKINPS INPS ART.15: Section for social security contributions (INPS) as per Art. 15.
RISKINPSROW Period data: Data related to INPS contributions for the specified reference period.
RISKINPSTOT Total contributions due (previous year): The total social security contributions payable for the previous year.
RISKINPSSOGLIA Threshold Law 12/1/2019 Art.15 c.b: A legal threshold for social security debt defined by a specific law.
RISKINPSDEBTOT Total Debts to INPS: The total outstanding amount owed to the national social security agency (INPS).
RISKINPSDEBTOTOLTRE6 Contribution debts overdue > 6 months: The amount of social security contributions that is more than 6 months overdue.
RISKENTRATE REVENUE AGENCY ART.15: Section for tax debts to the tax authority (Agenzia delle Entrate) per Art. 15.
RISKENTRATEROW Period data: Data related to tax debts for the specified reference period.
RISKENTRATEVOLUME Turnover from previous year’s VAT return: The total business turnover declared in the previous year’s VAT filing.
RISKENTRATEDEB Amount of overdue and unpaid VAT debt: The total amount of Value Added Tax (VAT) that is overdue and unpaid.
RISKRISCOSS COLLECTION AGENCY: Section for debts managed by the official tax collection agency.
RISKRISCOSSROW Period data: Data related to debts with the collection agency for the specified period.
RISKRISCOSSCRED Sum of debts entrusted for collection: The total amount of debts officially handed over to the collection agency.
RISKDATA Survey Info: General information about the survey or data collection form.
RISKDATAVERS Version: The version number of the survey or form.
RISKDATANAME Type: The type or name of the survey being completed.
RISKDATAR Date: The date the survey or data was recorded.
RISKALTRIFINANZIAMENTI Other financing: Section for financing from sources other than banks.
RISKALTRIFINANZIAMENTIGAZANZIE1 Guarantees %: The percentage of the financing that is secured by guarantees.
RISKALTRIFINANZIAMENTIGAZANZIETIPO Type of Guarantees: The nature of the guarantees provided for the other financing.
RISKALTRIFINANZIAMENTIGAZANZIETIPOLIST GuaranteeTypeList: A list of available guarantee types for selection.
RISKALTRIFINANZIAMENTINSCAD Non-overdue amount: The portion of other financing that is not yet past its due date.
RISKALTRIFINANZIAMENTIROW Period data: Data related to other financing for the specified reference period.
RISKALTRIFINANZIAMENTISCAD Overdue amount: The portion of other financing that is past its due date.
RISKALTRIFINANZIAMENTISCADOLTRE120 Amount overdue > 120 days: The amount of other financing that is more than 120 days overdue.
RISKALTRIFINANZIAMENTISOCI Of which from shareholders: The portion of other financing that was provided by the company’s shareholders.
RISKALTRIFINANZIAMENTITOT Totals: The total amount of financing from non-bank sources.
RISKCF Fiscal Code: The unique tax identification code for an individual or entity in Italy.
RISKCFRESP Fiscal code of the responsible person: The tax code of the individual who is responsible for a task or area.
RISKCOLUMCFRESPD Fiscal Code: The fiscal code of the decision-maker for the risk.
RISKCOLUMCFRESPM Fiscal Code: The fiscal code of the person responsible for risk mapping.
RISKCOLUMCFRESPMON Fiscal Code: The fiscal code of the person responsible for monitoring the risk.
RISKCOLUMCOGNRESPD Last name of decision-maker: The last name of the manager or executive responsible for making decisions about the risk.
RISKCOLUMCOGNRESPM Last name of person responsible for mapping: The last name of the person who aassessed and mapped the risk.
RISKCOLUMCOGNRESPMON Last name of person responsible for monitoring: The last name of the individual responsible for ongoing risk monitoring.
RISKCOLUMIMIMPACT Impact: The potential effect or consequence if the risk event occurs.
RISKCOLUMIMPLI Implications of breaches: The specific consequences that would result from a breach or violation.
RISKCOLUMMONIT % residual risk: The percentage of risk remaining after all mitigation efforts have been applied.
RISKCOLUMMONITINT Internal monitoring date: The date when the risk was last internally monitored.
RISKCOLUMMONITVERINT Date of residual risk value verification…: The date the residual risk value was verified with external parameters/experts.
RISKCOLUMNOMERESPD First Name: The first name of the decision-maker for the risk.
RISKCOLUMNOMERESPM First Name: The first name of the person responsible for risk mapping and assessment.
RISKCOLUMNOMERESPMON First Name: The first name of the person responsible for monitoring the risk.
RISKCOLUMPRESIDIO % treatment with control measures: The percentage of risk reduction achieved through internal controls.
RISKCOLUMPRESIDIOALTRO % treatment with other: The percentage of risk mitigated by other, non-specified means.
RISKCOLUMPRESIDIOASS % treatment with mitigation by insurance transfer: The percentage of risk mitigated by transferring it via insurance.
RISKCOLUMPRESIDIOCOP % treatment with insurance coverage: The percentage of risk transferred or mitigated through insurance.
RISKCOLUMPRESIDIOGIUR % treatment with legal mitigation: The percentage of risk mitigated through legal means like contracts.
RISKCOLUMPRESIDIOINT % treatment with internal mitigation: The percentage of risk mitigated through internal controls and actions.
RISKCOLUMPROB Likelihood – Probability: The probability or likelihood of the risk event occurring.
RISKCOLUMRIT % of retention: The percentage of the risk that the company decides to accept or retain.
RISKCOLUMSEV Severity: The overall severity of the risk, often a combination of likelihood and impact.
RISKCOLUMTYPE Type of risk: The category or classification of the identified risk.
RISKCOLUMWHO Name of interested party: The stakeholder or party affected by or involved in the risk.
RISKCOMPENSO Gross annual compensation: The total annual salary or compensation before taxes and deductions.
RISKDEROGAINDICE CRISIS CODE WAIVER: A section concerning the waiver of specific crisis code indicators.
RISKDEROGAINDICER1ROW Intend to waive the application of the indices…: A yes/no question on whether the company intends to waive crisis code indices.
RISKDFCF Functional dependency (Fiscal Code): The fiscal code of the person someone functionally reports to.
RISKDFNAME Functional dependency (Name): The name of the person someone functionally reports to.
RISKDSCR1 DEBT SERVICE COVERAGE RATIO: A ratio measuring the cash flow available to pay current debt obligations.
RISKDSCR12mesi 12 months: A value or calculation pertaining to a 12-month period.
RISKDSCR1SINO Answer: A field for a Yes/No answer.
RISKDSCR2ROW Are reliable data available…: A question to confirm if reliable data is available for calculating the DSCR.
RISKDSCR6mesi 6 months: A value or calculation pertaining to a 6-month period.
RISKDSCRORD DSCR – Standard Approach: A standard, more detailed method for calculating the Debt Service Coverage Ratio.
RISKDSCRORDCREDIT Available credit lines: Unused credit lines that can be drawn upon for liquidity.
RISKDSCRORDDEBITALTRI Principal repayment of debts to other lenders: The principal portion of debt repayments due to other non-bank lenders.
RISKDSCRORDDEBITBANCHE Principal repayment of debts to banks: The principal portion of debt repayments due to banks.
RISKDSCRORDDEBITFISCBANCHE Payment of tax or social security debt: Payments for taxes or social security contributions.
RISKDSCRORDDEBITFORNALTRI Payment of debt to suppliers and other creditors…: Payments to suppliers and others whose delay exceeds normal terms.
RISKDSCRORDDEBITINTALTRI Interest repayment of debts to other lenders: The interest portion of debt repayments due to other non-bank lenders.
RISKDSCRORDDEBITINTBANCHE Interest repayment of debts to banks: The interest portion of debt repayments due to banks.
RISKDSCRORDFLUSSI Operating cash flow available for debt service (FCFO): Free Cash Flow from Operations available to cover debt payments.
RISKDSCRORDLIQINI Initial liquidity: The starting liquidity position for the calculation period.
RISKDSCRSEPL DSCR – Simplified Approach: A simplified method for calculating the Debt Service Coverage Ratio.
RISKDSCRSEPLDEBALTRI Principal repayment of financial debt – to other lenders: The principal portion of loan repayments due to other non-bank lenders.
RISKDSCRSEPLDEBBANCHE Principal repayment of financial debt – to banks: The principal portion of loan repayments due to banks.
RISKDSCRSEPLENTRCASSA Cash inflows: Total expected cash inflows during the DSCR calculation period.
RISKDSCRSEPLGCASSA Initial cash balances: The starting cash balance for the DSCR calculation period.
RISKDSCRSEPLUSCCASSA Cash outflows: Total expected cash outflows during the DSCR calculation period.
RISKFAMILIARITA Familiarity: The degree of relationship or familiarity between individuals or entities.
RISKIESTERNO External: Indicates that the person or entity is external to the organization.
RISKINTERNO Internal: Indicates that the person or entity is internal to the organization.
RISKIVA VAT Number: The company’s Value Added Tax identification number.
RISKIVACF VAT Number/Fiscal Code: The company’s VAT number or the individual’s fiscal code.
RISKMAP Risk map: A visual tool for presenting the results of risk assessment.
RISKMAPALTRI Risk map – Other risks: A category for all other risks not covered in specific maps.
RISKMAPAMB Risk map – Environmental/Social: A risk map focused on environmental and social risks.
RISKMAPCOMPL Risk map – Compliance: A risk map focused on regulatory and legal compliance risks.
RISKMAPCYB Risk map – Cyber: A risk map specifically focused on cybersecurity risks.
RISKMAPFIN Risk map – Financial: A risk map specifically focused on financial risks.
RISKMAPGDPR Risk map – GDPR: A risk map specifically focused on GDPR and data privacy risks.
RISKMAPSOCI Risk map – Shareholders: A risk map specifically focused on risks related to shareholders.
RISKMAPSTR Risk map – Strategic/Operational: A risk map focused on strategic and operational risks.
RISKMAPTUTELA Risk map – Asset/People Protection: A risk map focused on protecting physical assets and personnel.
RISKRIPORTAA Hierarchical dependency (Reports to): The person or role to whom an individual reports in the organizational hierarchy.
RISKSCHAINACQFORNITORI PURCHASES – Key Suppliers: Section for information about the company’s key suppliers.
RISKSCHAINACQFORNITORINAME Name: The name of the key supplier company.
RISKSCHAINACQFORNITORIPAESE Country: The country where the key supplier is located.
RISKSCHAINACQFORNITORIPIVA VAT Number: The VAT number of the key supplier.
RISKSCHAINACQFORNITORIRFALGS Request for RedFlags evaluation: A request to perform a “Red Flags” risk assessment on the supplier.
RISKSCHAINACQIMPORT PURCHASES – Imports: Section related to the company’s import activities.
RISKSCHAINACQIMPORTPAESE Country: The country from which goods are imported.
RISKSCHAINACQIMPORTPERC % in currency other than EURO: The percentage of imports paid for in a currency other than the Euro.
RISKSCHAINACQIMPORTTOT Total imports (thousands of euros, integer value): The total value of all imports, expressed in thousands of euros.
RISKSCHAINVENDCLIENTI SALES – Key Customers: Section for information about the company’s key customers.
RISKSCHAINVENDCLIENTINAME Name: The name of the key customer company.
RISKSCHAINVENDCLIENTIPAESE Country: The country where the key customer is located.
RISKSCHAINVENDCLIENTIPIVA VAT Number: The VAT number of the key customer.
RISKSCHAINVENDCLIENTIRFALGS Request for RedFlags evaluation: A request to perform a “Red Flags” risk assessment on the customer.
RISKSCHAINVENDEXPORT SALES – Exports: Section related to the company’s export activities.
RISKSCHAINVENDEXPORTPAESE Country: The country to which goods are exported.
RISKSCHAINVENDEXPORTPERC % in currency other than EURO: The percentage of exports billed in a currency other than the Euro.
RISKSCHAINVENDEXPORTTOT Total exports (thousands of euros, integer value): The total value of all exports, expressed in thousands of euros.
RISKSCHAINVENDTIPO SALES – Prevailing revenue type: Information about the main sources or types of company revenue.
RISKSCHAINVENDTIPOPERC % of revenue from recurring customers: The percentage of total revenue that comes from repeat or recurring customers.
RISKSCHAINVENDTIPOR1 Period data: Data for the specified period related to revenue types.
RISULTATOPERIODOFR Period result: The net profit or loss for the specified accounting period.
DescrMetadata Descriptive Metadata

5     Conformance Testing

A Data instance Conforms with Secondary Risk Statements(CUI-SRS) V2.0 if:

  1. The Data validates against the Secondary Risk Statements’ JSON Schema.
  2. All Data in the  Secondary Risk Statements’ JSON Schema
    1. Have the specified type.
    2. Validate against their JSON Schemas.
    3. Conform with their Data Qualifiers if present.

6     Performance Assessment